SIMPLE MORTGAGE DEED

This deed of mortgage executed on this _______ Day Of {{ \Carbon\Carbon::parse($mortgage->created_at)->format('F Y') }} by:

  1. @foreach ($mortgageArray['executingPartyDetails'] as $index => $party) @if ($index === 0 || $index === 1){{ isset($party['full_name']) ? $party['full_name'] : 'N/A' }}Age- {{ isset($party['age']) ? $party['age'] : 'N/A' }} Years @endif @endforeach, Residing At- 1{{ $mortgageArray['executingPartyDetails'][0]['address'] }} hereinafter called Mortgagor's of the one part (which term means and includes where the context so requires his/her heirs. executors, assigns and administrators),

in favourof

Jana Small Finance Bank Limited. (Formerly Known as Jana lakshmi Financial Services ltd) a Company registered under the Companies Act, 1956 and licensed under Ranking Regulation Act. 1949 to carry on the Small Finance Banking Business in India and having registered office at Fairway Business Park No.10/1, 11/2 & 12/2B. off Domlur, Koramangala Inner Ring Road, Next to Embassy Golf Links, Challaghatta, Bengaluru- 560071 and one amongbranchsituated at - 1" floor, shop no. 1-2, Gajanand Complex. Near ZadeshwarChokadi, Bharuch, 392001. Ilereirtaller to selected to as Mortgagee (which expression shall wherever the context so requires or admits, mean and include its attorney, Successors in interest. administrators and assigns).

WHEREAS the Mortgagor/s is/are the absolute Dances of the properties/described in schedule - I, (Schedule property/Mortgaged Property) hereunder and is/are in actual possession and enjoyment.

WHEREAS the mortgagor/s, has/have approached the mortgagee for financial assistance to the extent of HomeLoanof RS. @if ($paymentExists) {{ $payment->amount ?? 'N/A' }} /- ({{ $amountInWords }}) Only @else No payment record found. @endif for the said purpose, and WI IEREAS the mortgagee under the Loan agreement/Financial document has agreed to advance/Granted a sum of Home Loan of RS. @if ($paymentExists) {{ $payment->amount ?? 'N/A'}} /- ({{ $amountInWords }}) Only @else No payment record found. @endiffor an interest rate of 10.5% per annum. compounded at monthly rests from the date of grant of loan provided the mortgagor/s executes/execute a simple mortgage of the schedule properly, as a security in favour of the mortgagee, for the due repayment of the amounts. with interest /overdue interest. costs, charges, expenses incidental and other charges including insurance premium. if any, paid, that are levied or may be levied in future by the mortgagee. Further in the event of default in payment ninny one Equated Monthly Installment or in regularizing or in clearing the account as per the terms agreed up on, the mortgagor undertakes to pay additional interest at a rate in terms of the loan agreement, over and above the rate of interest charged on the loan from the date of such default till regularizing or clearing the account in full as the case may be.

WHEREAS the mortgagor is aware that he/she shall be liable to pay interest as may be charged in the account. at the absolute discretion of the mortgagee, a prior issue of notice regarding this is expressly waived by the mortgagor and such interest is to be compounded monthly and the mortgagor has agreed to the same.

NOW THIS DEED WITNESSETH AS FOLLOWS:

In witness whereof the mortgagor/s herein set his/their hand/s this 5th April 2024

SCHEDULE-I

 

Description of the property with buildings:

Location and Address

Area of the Property(Extent of land & building)

Year of construction in case of building

Municipal/ Corporation Number

Nearest Landmark

All the piece mid parcel of Immovable Property being {{ $mortgage->propertyDetails[0]->taluka->name }}, Sub-Dist. Bharuch Moje-{{ $mortgage->propertyDetails[0]->villageCity->name }}, R.S.No-309 As Per Approved Plan Plot No-{{ $mortgage->propertyDetails[0]->plot_no }} Floor {{ $mortgage->propertyDetails[0]->floor_id }} Flat No- {{ $mortgage->propertyDetails[0]->unit_property_serial_no }}Super Built Up-{{ $mortgage->propertyDetails[0]->build_up_area }} Sq.Mtr. Undivided Share Of Land -{{ $mortgage->propertyDetails[0]->total_sellabe_area_of_land }} Sq.Mtr.

@if (!empty($mortgage->propertyDetails) && count($mortgage->propertyDetails) > 0)

East      :  {{ $mortgage->propertyDetails[0]->east_boundary }}

West    :  {{ $mortgage->propertyDetails[0]->west_boundary }}

North   :  {{ $mortgage->propertyDetails[0]->north_boundary }}

South   :  {{ $mortgage->propertyDetails[0]->south_boundary }}

@else

No property details available.

@endif

Boundaries are as under:-

@if (!empty($mortgage->propertyDetails) && count($mortgage->propertyDetails) > 0)

East: {{ $mortgage->propertyDetails[0]->east_boundary }}

West: {{ $mortgage->propertyDetails[0]->west_boundary }}

North: {{ $mortgage->propertyDetails[0]->north_boundary }}

South: {{ $mortgage->propertyDetails[0]->south_boundary }}

 

@else

No property details available.

@endif

Moje-{{ $mortgage->propertyDetails[0]->villageCity->name }}, R.S.No-309 As Per Approved Plan Sub Plot No-{{ $mortgage->propertyDetails[0]->plot_no }} Paiki Plot No-{{ $mortgage->propertyDetails[0]->plot_no }} “{{ $mortgage->propertyDetails[0]->society_building_name }}” AA-1 Type Block No-{{ $mortgage->propertyDetails[0]->plot_no }} “B”  Tower 1st Floor Flat No-{{ $mortgage->propertyDetails[0]->unit_property_serial_no }}

 

{{ $mortgage->propertyDetails[0]->taluka->name }}, Sub-Dist. {{ $mortgage->propertyDetails[0]->taluka->name }} Moje-{{ $mortgage->propertyDetails[0]->village_city_id }}, R.S.No-309 As Per Approved Plan Sub Plot No-B Paiki Plot No-102/B “{{ $mortgage->propertyDetails[0]->society_building_name }}” AA-1 Type Block No-2 “B”  Tower 1st Floor {{ $mortgage->propertyDetails[0]->floor_id }} Flat No-{{ $mortgage->propertyDetails[0]->unit_property_serial_no }}

 

SCHEDULE-II

Loan Facility Details:- Home Loan of RS. @if ($paymentExists) {{ $payment->amount }} /- ({{ $amountInWords }}) Only @else No payment record found. @endif.

Sign & delivered by the within Name of Mortgagor

 

 

 

 

@foreach ($mortgageArray['executingPartyDetails'] as $index => $party) @if ($index === 0 || $index === 1)

 

......................................................................

  1. {{ isset($party['full_name']) ? $party['full_name'] : 'N/A' }}

 

 

 

@endif @endforeach

Witness:-

 

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